Some 39% of those aged 20 to 40 are planning to apply this year for the government’s controversial Help to Buy scheme, which lets people buy houses with just a 5% deposit.
The research, from Experian, said the average deposit saved by people in that group is £9,590.
The scheme lets people buy homes worth up to £600,000, and the minimum deposit you have to save is £5,000.
Help to Buy has come under fire from critics, who warn that it is economically risky for the country.
They warn it could lead to unsustainable debts for the UK in the future, or major defaults on loan repayments.
Two-thirds of the mortgage market in this country will offer Help to Buy products this year.
Read all about Help to Buy in our dedicated feed